Definition Of Credit Card

A credit card is a system of payment named after the small plastic card issued to users of the system. A credit card is different to a debit card in that it does not remove money from the user's account after every transaction. In the case of credit cards, the issuer lends money to the consumer (or the user) to be paid to the merchant. It is also different from a charge card (though this name is sometimes used by the public to describe credit cards), which requires the balance to be paid in full each month. In contrast, a credit card allows the consumer to 'revolve' their balance, at the cost of having interest charged. Most credit cards are the same shape and size, as specified by the ISO 7810 standard. The most common credit card size, known as ID-1, is 85.60 × 53.98 mm.

Senin, 18 Februari 2008

Credit Card


Welcome to Credit Card Menu!
Our site will help you compare credit cards and select the one that fits your needs. Our mission is to simplify the process of choosing a credit card online in order to get you the best possible deal given who you are and what you want. On our site, we compare a number of credit cards, explain their features, highlight benefits you might want to take advantage of, warn you about charges you otherwise may not have noticed and provide direct links to the issuing banks' secure application forms.
How The Cards Are Selected
We select cards based on a number of criteria. Most importantly, the cards in our database all accept online applications, they are from national issuers who are willing to work with us in promoting their cards and to disclose the rates, terms and conditions of their products.
How The Application Process Works
Our site does not get involved in the application process directly - instead, we simply link every credit card description to the secure application form on the issuer's site. To apply for one of the cards listed on our site, simply click the "Apply Online" button or the card image. You will be directed to the application form. Read why it is safe to apply for credit cards online.
Who We Are
Our site was one of the first web sites to advise consumers about choosing and using credit cards. Launched in 1996 as "Credit Card Advisor" and initially only listing a handful of products, it was relaunched in 1999 under the current name, "Credit Card Menu". Since then, the site has received numerous press mentions and awards. Read more about our site.

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